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Description

Affording higher education without financial aid is a challenge for many. Candidly transforms the traditional approach to borrowing, repaying, and saving, ensuring that college serves as a stepping stone rather than a burden. By taking thoughtful and practical steps throughout the borrowing process, individuals can navigate their financial journey with confidence. Leverage a network of reliable lending partners to identify the most cost-effective options and make well-informed decisions regarding student debt. Enhance your strategies for repaying loans to lower payments, refinance at more favorable rates, or speed up repayment to minimize borrowing costs overall. Additionally, prioritize savings on student loans to redirect those funds toward enhancing financial stability, whether through retirement savings, investments, or setting up an emergency fund. This proactive approach not only alleviates financial pressure but also cultivates a future of greater economic freedom.

Description

Liquidium is a decentralized protocol for Bitcoin lending that allows users to borrow BTC using Ordinals, Runes, and BRC-20 tokens as collateral, while also providing opportunities to lend BTC for returns of up to 380% APY. Borrowers can obtain Bitcoin loans by leveraging their digital assets, which are securely held in a Discreet Log Contract (DLC) until the loan is repaid, facilitating a quick and safe transaction process. Those who lend BTC earn interest on their contributions; if a borrower fulfills their repayment, the lender receives both the principal and accrued interest, whereas failure to repay results in the lender obtaining the collateral. All operations are inherently secured on the Bitcoin blockchain, with no need for wrapping or bridging, ensuring that only Bitcoin is utilized. Liquidium employs non-custodial escrows that utilize DLCs to maintain the security of collateral during the loan period. This innovative platform supports both borrowing and lending against various Bitcoin-based assets, including Ordinals, Runes, and BRC-20 tokens. By lending your BTC, you can earn interest while each transaction is backed by an inscription within a Bitcoin DLC, ensuring the integrity of the process. The unique structure of Liquidium promotes a trustless environment where users can engage confidently in Bitcoin lending activities.

API Access

Has API

API Access

Has API

Screenshots View All

Screenshots View All

Integrations

Bitcoin
Dotswap
Magic Eden
OKX
Orange Wallet
UniSat Wallet
Xverse

Integrations

Bitcoin
Dotswap
Magic Eden
OKX
Orange Wallet
UniSat Wallet
Xverse

Pricing Details

No price information available.
Free Trial
Free Version

Pricing Details

No price information available.
Free Trial
Free Version

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Deployment

Web-Based
On-Premises
iPhone App
iPad App
Android App
Windows
Mac
Linux
Chromebook

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Customer Support

Business Hours
Live Rep (24/7)
Online Support

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Types of Training

Training Docs
Webinars
Live Training (Online)
In Person

Vendor Details

Company Name

Candidly

Founded

2016

Country

United States

Website

getcandidly.com

Vendor Details

Company Name

Liquidium

Founded

2022

Country

United States

Website

liquidium.fi/

Product Features

Product Features

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